My wife was shipped out to the Middle East this past February. Next, I had a stroke a month later, I lost my job and the health insurance with it.  The bills got too big so now we have no working credit cards.

When it rains it pours, right?  At least I can spend more time with the kids instead of them being at day care all day.

With Christmas on the way, there is one big question: Where will we get the money? A few weeks ago I saw an auto title loan store in Santa Clara and thought about the Jeep, paid for in full since 2004.  I never went to one of those stores, but it gave me an idea. I searched online for “vehicle title loans.” I figured it was my best collateral given the circumstances.

I went with Car Title Loans in San Jose. They make it easy, with an online application and no credit checks. I completed it in fifteen minutes and got the money in one day — that’s fast cash, a lot faster than my old health insurance company.  I took only $200 – all we need for a nice dinner, some gifts for the kids and their mommy, and maybe a driving trip to Lake Tahoe to visit some cousins.     

- Hector D.

Tags: bad credit, California, car title loans in san jose, fast cash, online application, San Jose, vehicle title loans

This entry was posted on Friday, October 31st, 2008 at 5:00 pm and is filed under California. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.