My wife was shipped out to the Middle East this past February. Next, I had a stroke a month later, I lost my job and the health insurance with it.  The bills got too big so now we have no working credit cards.

When it rains it pours, right?  At least I can spend more time with the kids instead of them being at day care all day.

With Christmas on the way, there is one big question: Where will we get the money? A few weeks ago I saw an auto title loan store in Santa Clara and thought about the Jeep, paid for in full since 2004.  I never went to one of those stores, but it gave me an idea. I searched online for “vehicle title loans.” I figured it was my best collateral given the circumstances.

I went with Car Title Loans in San Jose. They make it easy, with an online application and no credit checks. I completed it in fifteen minutes and got the money in one day — that’s fast cash, a lot faster than my old health insurance company.  I took only $200 – all we need for a nice dinner, some gifts for the kids and their mommy, and maybe a driving trip to Lake Tahoe to visit some cousins.     

- Hector D.

I’ve been wrestling for a few years now. I like the sport but that’s all it is. Just a sport. It gets you tough and makes you irresistible to women, but what I really want is money. Cash money. And that’s my real motive to get into ultimate fighting. I was a good wrestler but I’ll make a great Ultimate fighter.

I found out that there was a national champ in kick boxing living right in my town. I wanted to train with him so that I could become the best fighter possible. However I didn’t have the money. He expected a pretty large payment and my bank account it in the area of zero dollars.

I couldn’t give up on my dreams so I looked for money from everyone. I told my parents, they said the idea was stupid and they wouldn’t give me anything. I talked to friends and… yeah right.. don’t count on friends, that’s all I can say. Then I searched online and found car title loans in San Jose, California. It was a way for me to get fast cash in loans. I have bad credit and I could still get a title loan.

So now I’m going to take classes with a world class kick boxer. I’m up and coming so watch for me.

-Ryan G.

San Jose, California

My two daughters moved back to Puerto Rico in 2006 to be with my parents. I can’t believe it’s been more than two years and I’ve not seen any of them. They’ve invited me to come out for a visit for Christmas. Of course I want to go very badly.

But airfares at that time are so expensive – more than $800. Earlier in December the fares are much cheaper, but Christmas week is my only paid vacation time.

We have bad credit and no credit cards, and because of some medical problems with my husband the last few months, I didn’t know how I could do it.

I often drove by the car title loans store in Sunnyvale on el Camino, but I couldn’t bring myself to going in there.  But a car title loan online helps me feel I’ve shopped for the best deal.

So next I searched on the Internet for “car title loan no credit” and “fast cash” and I found Car Title Loans in San Jose.  I liked what they had to offer. They said my old Oldsmobile was good enough for that $800.  Just enough for my plane ticket. 

The online application was very simple and only took about 20 minutes. The money was in my bank account the next day.  Two days later, those fares all went up almost $150 more.

When it comes to booking flights for Christmas, you must do it quickly.  The good and cheaper seats go fast.

- Rosaria G.

Car title loans in San Jose, CA did a great service for me today.  They are great help in case of family emergency.  My father doesn’t get health insurance through his work.  I am the oldest son in the family, but my little brother broke his leg.  He got hit by a car.  The car was taking a right on a red light and didn’t see my brother.  He didn’t have insurance either.  Although my father does have some savings for emergency and retirement.  He didn’t have quite enough.  Doctor bills are really expensive.  So I have a new car and it is paid for.  I went to Car title loans in San Jose to get some fast cash to help my little brother.  Thats what family does.  We help each other out.

Getting back to the point.  I went to Car title Loans available in San Jose and it pointed me towards their website.  After trying it myself.  I found that the online application was very easy to use and barely took me a few minutes to fill out.  Of course, it said if I have concerns they have live chat and a toll free number to call.  I didn’t have much time as I had to pick up the kids from school.  So I trusted that everything would be fine.  I’m just glad there is services like car title loans to make my families life a little more comforting until everything gets back to normal.  Car title loans helped my family and I am forever grateful.

Jose S.

I just go on the internet to procrastinate. And that’s why I’m writing this. I had a lot of free time lately. I just keep thinking about it over and over again. How in the hell did I not see it coming. I ran my own business for the past sixteen years and I thought I knew what I was doing. I mean sixteen years is a long time. I don’t want to go back out and find a job. It’s tough to do after all that control.

We did custom made furniture. We somewhat mass produced it but it was still custom made. The real problem came when we got a lawsuit on our hands. They claimed our furniture was defective. We claimed that little kids shouldn’t be jumping on it. It isn’t meant to handle repeated impact. People never want to handle responsibility for their mistakes.

The case went to court since I refused to settle. I couldn’t settle it wasn’t right. The jury awarded them enough to completely destroy me. I haven’t had the money for anything since then. I took out a car title loan in San Jose, California. It was an easy way to get money fast and all I had to do was fill out an application.

I’m just so disheartened now that I don’t know what to do.

-Kurt V.

San Jose, California.

My father told me marriage isn’t a bed of roses, and he was right.  After just two years, I told my wife I was moving out. But when I started looking at apartments (I found one in Santa Clara, not far from my job at the Mineta San Jose Airport), I realized I had a security deposit problem.

The landlord requires a security deposit of two month’s rent.  I was pretty sure I could afford the $850 each month, but to come up with another $1700 at the lease signing was seemingly impossible.  In those two years, we both didn’t handle our money well.  Our credit cards were maxed and we couldn’t make the monthly payments.  Twice we got behind in the rent.  I had bad credit and that doesn’t help anything.

So I went on the Internet.   I searched “money from nothing,” “fast cash” and “get title loan” and found Car Title Loans in San Jose.  My Saturn is paid for, so it was good for more than what I needed.  I filled out an online application so I could avoid those car title places on el Camino Real. You might find this funny, but I wouldn’t want to be seen in a place like that.  I had my money in a day and signed the lease that afternoon.

- Skeeter Z.

Just because I’m a girl doesn’t mean I don’t know how to run a house by myself.  I’m frugal, smart about long-term investments and try to do my best for environmental sustainability.  I just so happen to be unemployed, low on funds and enduring a brief period of having bad credit.  But I persevere. 

For example, I was planning to buy an on-demand (tankless) water heater to save long-term on my energy costs (because the old water heater is about to die). Tankless water heaters save about a third of your energy costs and cut water consumption by 6 gallons daily – you run the water less waiting for the hot to arrive. Next year, in 2009, there will be a IRS $300 tax credit for buying one.  Now, a store in Sunnyvale is selling them at a pre-2009 sale: you order it now with a $300 down payment, then take delivery on the water heater at 15% off next year. The total cost for the heater with installation is $1300, but with all the savings and credits I’d shave that down to about $800 – and that is for purchase, before the monthly bills are reduced.  

So how does someone in my financial circumstances get the fast cash for purchase now?  This girl is nothing if not a creative thinker.

I went to Car Title Loans in San Jose for a $300 loan against my 2000 VW Golf.  The online application allowed me to avoid going to some storefront car title operation on Keyes Street.  It took all of 20 minutes to fill out the form (no credit check makes it fast). I got the money the next day in my bank account.

This way I lock in the savings and can have it installed any time in 2009 for the tax credit.  And if I my job situation doesn’t turn around yet then, I can borrow larger amounts against my car title.  This car title cash loan will bring a net savings of energy and water over twenty years – and I’m doing my bit for national security, reducing foreign oil dependence.

See, I DO know how to run a house.

              - Erminda F.

It’s tearing up my financial life but I guess everything with cancer is a struggle. It can ruin everything in your life. And that’s what it’s been doing to me. It has been killing my wife and it has been forcing me into a place I can’t get out of. I try to dedicate as much time as I possibly can to making sure my wife is happy. It takes me a lot of getting off work early to see her. And then I also need the money.

My insurance company has threatened me that if I don’t make the next payment on time, the agreements of our contract will be renegotiated. This means that the rates will go up exponentially. I will never be able to make the payments after that if I don’t make this one. I had to find a way to pay it.

I have bad credit but I found that even with bad credit I was eligable for car title loans in San Jose, California. It was simple to apply for them and after I did this I got a call back almost immediately. I didn’t have to worry about paying incredible premiums. A vehicle title loan got me cash in my hand the same day.

I can get through this. It isn’t that hard.

-Julio K.

San Jose, California

I was recently summoned for jury duty.  When I let my job know that I would be out of work for a little bit, they were terrible to me.  They said that since I had only been with the company three months they wouldn’t pay me for the time I needed to be off.  They also made it clear in so many words that they were not happy I would be taking time off.  I’m thinking, since when has jury duty been considered time off?  I couldn’t believe it but there wasn’t much I could do about it. 

I ended up being selected for a jury.  There was just no way out of it.  I answered every question they asked me truthfully.  The trial lasted two weeks.  I never anticipated being out of work for that long.  I never get picked for anything and when I do it costs me two weeks of pay.  This would take a financial toll on me.  I need to figure out a way to replenish the money I lost while at jury duty.   I won’t be able to pay my rent if I don’t have it.

I called my friend to see if she could help me come up with a solution to get the fast cash I needed.  She was looking around on the Internet and found Car Title Loans in San Jose.  She gave me the website and I checked it out my self.  It said if I owned a car, I could easily qualify for a loan.  I filled out the easy online application and they got right back to me with an answer.  I was approved.  They were so easy to deal with.  If anyone out there is looking for a great loan I would suggest going to Car Title Loans in San Jose.

Ashley O. in San Jose

That cop was a great guy. He almost let me off. I always do the same thing when I get a ticket. I start crying my eyes out. Most of the time it works. The cop looks at me and says “it’s going to be ok, hunny” That’s when I say “but..but.. you don’t understand my mother is very sick. When she finds out this will be the end of me.” Well this cop actually knew who my mother was. So he gave me a ticket.

He’s a great guy from what I hear but he just laughed at me and said “Sorry babe, I got to give you a ticket.” Then when my case went to the judge, he laughed too. He said “this ticket is a lesson in irony. Your punishment will be to read the book catch-22. Oh yeah and a fine so go over there to pay your fine.”

I couldn’t afford the fine because I have no money and bad credit. The guy there told me I could get car title loans in San Jose, California so I wouldn’t have a problem. The auto title loan was easy to obtain and all I had to do was fill out an application. I got a call back right away.

I’m still going to cry when I get pulled over. I just need a more ambiguous story.

-Stephanie G.

San Jose, California