I think the two biggest fears of someone in middle age is to either die before your time or live broke.  Well, actually to die broke and leave a family behind in bankruptcy is perhaps worse.

The genes for colon cancer run in my family. I should get a colonoscopy once every 3-5 years, and it would make economic sense to do so.  Because I have no health insurance, if I were to get sick it would cost tens of thousands of dollars to treat – way beyond my means at this point.  The trouble is, the common diagnostic, a colonoscopy, would cost me close to $3000, something I can’t afford right now either.  But it’s a real situation of an ounce of prevention being worth a pound of cure.

When I worked for Stanford in Palo Alto I had great medical insurance.  But I left there in 2006 because my job was eliminated, now I work part time in three different jobs.  None of them provide medical insurance.  I was due to get my colonoscopy early this year, but didn’t feel I could afford the $3000.

Also, I have bad credit.  When I think of finding fast cash, I look around my garage in Santa Clara to see what I might sell on Craigslist.

But one day I surfed around and found Car Title Loans in San Jose.  When they said my six year old Subaru is good for a $5000 loan, I said, “this is for the colonoscopy.”  The company processes everything on the Internet — you complete an online application, in about ten minutes, then you get an email with the approval within hours.  The money is sent by electronic funds transfer to your checking account the next day.  

I scheduled the scope for a few weeks later and thankfully there were only two polyps, both non-cancerous.  I now have no fear of dying early or bankruptcy because I was willing to collateralize my Subaru with a cash title loans company.  

– Othello P.

Not only does getting older suck, but so does gravity. Why you ask? Because gravity is pulling down on my skin, making everything sag. California is very image conscious, and while I haven’t done any research into it, I’m sure its the plastic surgery capital of the U.S.. I had been under the knife before, but this was the first time that I was going to have a face lift, and I wanted to make sure I had the best surgeon possible.

Dr. Khan really made me feel comfortable. While not a surgery newbie, this wasn’t an operation that I could hide. Add that to the problem that while I could afford to pay for the procedure out of pocket, I didn’t want to pay for the whole thing is cash, and yet my credit kept me from getting a bank loan.

I was fortunate to find an auto bad credit loan title with Car Title Loans in San Jose. Their online application was very easy. They also gave me a call back right away, and I was able to pick up my money quickly.

Thanks for all your help Car Title Loans in San Jose. I’ll send my friends your way.

Stephanie W.
Sunnyvale, CA

I love two things in life.  One is a great car (mine is my Mini Cooper), the other is great appliances.

But I’m not Steve Jobs’ love child.  I work in tech, but with all the ups and downs and moves and a crappy ex-husband and several crappy ex-boyfriends, my house in Fruitdale had BAD appliances and I had BAD credit. Every time I opened the loose door on that 1975 harvest gold refrigerator, I thought about Malibu Ken (the ex-husband).  

At the very least I wanted a new refrigerator, one that saved on electricity. I could save money and get some “green peace of mind” with a newer one. But the model I had my eyes on is about $1800 (never question a girl with good but expensive taste).  But again, I was short on cash (oh, and did I mention the guy I’m dating … in Alaska?).  

But I was online one day and read that developers near Cupertino were selling off never-used appliances from unsold condos for half the retail price.  Brand new, never used, $725 on a model that would retail for $1500.  Warranty included.  But you had to act fast: buy the following day or they would go to auction.  I needed fast cash.  

I own the Mini free and clear, so I went to Car Title Loans in San Jose, where they told me I could get up to $7,000 in a title loan.  All I needed was $725, so I filled out the online application.  The cash landed in my checking account the next morning, so I was able to get the dishwasher. (The application takes about 20 minutes, and you get approved right away.)

It is gorgeous and quiet and I’m saving money on electricity and even am cooking more at home (when I’m not up in Anchorage).  All around, a great deal.

The car title loans/no credit check was the answer to my needs.  So where do I find a boyfriend who is as good a deal?

- Giselle H.

I got a new neighbor in Willow Glen. I usually like meeting new people. Especially when I get a new neighbor I think about how nice it’s going to be meeting them. But this is four guys all moving in. I tried to start a conversation with them and they were very aloof. The were being secretive and I asked if I could help them unload and they told me I could “never come inside” I don’t trust them

I think they might be trying to run a drug ring right out of their house. I can’t prove it and when I called the cops when they were moving in the cops laughed at me. They said there was no way they had enough evidence to search the house. But I need to protect myself and my family somehow. I’ve been trying to find a way to. I decided that I have to get a gun to protect my family.

But right now I’m too broke to afford a gun. I can’t wait though if these guys are running a drug ring in San Jose, California then I need to get protection. I found that car title loans are a reasonable way for me to pay for it all. An auto title loan is instant cash in my hand.

I was walking by their house the other day and I could’ve sworn I smelled Marijuana, it was that or the skunk I saw.

-Harry L.

San Jose, California

I just keep showing up to work everyday. And my old boss just keeps looking at me when I show up and sit down in my desk and says “you’re not getting your job back” and then I tell him “Really why not?” He says “Paul, get over it, I fired you five months ago” and then I tell him “yeah but I thought you might need me back.” And he says “not today” to which I reply “OK see ya tomorrow then” and leave. I’ve been living at my parents in Evergreen for the past three months.

It’s not right for a thirty two year old man to be living with his parents. That’s why I found a place in Downtown on Barnard and Pomona. It’s a little apartment and I’d be sharing it with a friend but it’d be worth getting out on my own. I need to find money for a security deposit though. I can’t afford it because I have bad credit but I kept looking.

Eventually I found that car title loans in San Jose, California are a great way to get money instantly in a quick vehicle title loan. It was convenient and really worked out well for me. Filling out the application was simple and I got a call back right away. Even with bad credit I was able to get a car title loan.

I think I might start a business with my new roommates. They all act very business-like.

-Josh N.

San Jose, California

Who expected my nice career in radiology would be outsourced to India one day? But that’s exactly what happened, where they do what we do online and at 25% of the cost.  When our department was told about this, we were offered an extra month of pay in severance, contingent on training our replacements.  The other option was we could move to Bangalore from our nice little home here in Santa Clara. 

I took the train-the-replacements option (we actually did research on Bangalore, however).  My wife’s job in San Jose is too small to cover all the bills that come with three kids, a house and two cars.

It didn’t take long to get into debt.  Bills weren’t paid on time and our credit rating took a hit.  I wasn’t finding the same kind of job anywhere. It became obvious that I needed to take some training courses to become more employable at a good salary. It’s just like you read in all the career articles, that retraining is essential in the global economy.  But how could I pay for a course when our ability to borrow was essentially non-existent?

It was then that I realized to get fast cash I could use my car for a car title loan. I filled out an online application with Car Title Loans in San Jose.  It was fast, simple and non-judgmental.  A little refreshing, considering the treatment we got from banks and credit card companies who turned us down for extensions. In less than 24 hours I had the money I needed to work toward getting the next job.  

In case you’ve criticized anyone for taking loans on car title in time of need, think again.  This type of financing might be the smartest move they can make. 

- Gary H.

Everyone was ready to eat that day. Everyone except Ellis. Ellis was sitting in the back of the car whining the whole ride on the way to Original Joe’s in San Jose. It was going to be a night to remember. Unfortunately it was a night to remember in all the wrong ways. Ellis wasn’t doing so great. It’s not hard to tell when a six year old isn’t doing so great. You can tell when he starts crying “mommy, help me” We got to Original Joe’s and I walked out the door with him.

I hope my husband wasn’t too mad that I left him on his own. I took Ellis to the Good Samaritan Hospital. I told my husband I would be back but when we got to the hospital it was obvious I wouldn’t be. I gave my husband a call because Ellis needed to get his appendix removed right away.

But then the real bad part came. When I got a hold of the insurance company, they told me it wouldn’t be covered by my insurance. They said in some way it wasn’t a surgery requiring immediate medical attention. As if?!! And there was nothing I could do. I found the money in the end. I found it in car title loans in San Jose, California online. It was fast money to get a quick easy loan.

Now Ellis is doing much better. I did help him, although I wish I could have done even more.

-Jenny S.

San Jose, California

I started bicycling a lot more this year because of the gas price crisis.  But oddly, it’s our car that has a lot to do with health in our family.

My wife developed a chronic illness in March.  We’re grateful there are medications to take care of it, but I am self employed and am insured on her company’s health plan.  But her company was shifting it’s insurance costs onto employees, which basically mean much bigger insurance premiums with reduced benefits.  When she got sick, and we realized her co-pay on meds was basically $1000 for the first month.  Add to that, my work has slowed down since 2007, so we were living near our credit limit and were categorized as “bad credit.”  Bottom line: these circumstances threw our finances into a whole new dimension.

I work at home, where we live near San Jose State University.  Her job is in Cupertino, so getting rid of the car, a major expense for us, hardly seemed possible.  So I got to thinking, how do I turn this asset into cash?

A friend suggested we go to Car Title Loans in San Jose for some fast cash.  Our old, trusty Corolla was our collateral, which makes sense because the blue book value on Toyotas holds up better than other models.  We borrowed money against it to cover those first few months of expensive treatments and related expenses.  I honestly think the emotional burden that was lifted with that has helped my wife get healthier.  I was relieved I didn’t have to go to a dicey storefront in an unfamiliar neighborhood.  Just as good, they have an online application that takes about 20 minutes.  It’s definitely the automobile title loan company I would go to again under similar circumstances.

-Abel B.

My husband left the country, instead of manning up and asking for a divorce. How pathetic is that? Good riddance! I hope he destroys his new wife’s life in Portugal. The news was a shocker to say the least, even though all along my friends and family said he a tool, I never listened. Needless to say I was getting a divorce, and it was going to be expensive.

The freaking attorneys are thieves in my mind, with the outrageous fees they charge. I lost my house, and was about out on my butt. I was spent both emotionally and financially. But I had to start fresh, and the only way to do it was with a title loan, as my credit was terrible.

I was fortunate to able to find car title loan in San Jose that loaned me $7,000 to cover most of my bills. This was a nice way to restart my new life. I was able to pay the attorneys and find myself a new place.

I would recommend San Jose Car Title Loans to even my best friends. They were there for me during a rough period of my life, and I will forever appreciate the help they gave me when I needed it most.

-Maura H.
Santa Clara, CA

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