Car title loans in San Jose, CA did a great service for me today.  They are great help in case of family emergency.  My father doesn’t get health insurance through his work.  I am the oldest son in the family, but my little brother broke his leg.  He got hit by a car.  The car was taking a right on a red light and didn’t see my brother.  He didn’t have insurance either.  Although my father does have some savings for emergency and retirement.  He didn’t have quite enough.  Doctor bills are really expensive.  So I have a new car and it is paid for.  I went to Car title loans in San Jose to get some fast cash to help my little brother.  Thats what family does.  We help each other out.

Getting back to the point.  I went to Car title Loans available in San Jose and it pointed me towards their website.  After trying it myself.  I found that the online application was very easy to use and barely took me a few minutes to fill out.  Of course, it said if I have concerns they have live chat and a toll free number to call.  I didn’t have much time as I had to pick up the kids from school.  So I trusted that everything would be fine.  I’m just glad there is services like car title loans to make my families life a little more comforting until everything gets back to normal.  Car title loans helped my family and I am forever grateful.

Jose S.

My father told me marriage isn’t a bed of roses, and he was right.  After just two years, I told my wife I was moving out. But when I started looking at apartments (I found one in Santa Clara, not far from my job at the Mineta San Jose Airport), I realized I had a security deposit problem.

The landlord requires a security deposit of two month’s rent.  I was pretty sure I could afford the $850 each month, but to come up with another $1700 at the lease signing was seemingly impossible.  In those two years, we both didn’t handle our money well.  Our credit cards were maxed and we couldn’t make the monthly payments.  Twice we got behind in the rent.  I had bad credit and that doesn’t help anything.

So I went on the Internet.   I searched “money from nothing,” “fast cash” and “get title loan” and found Car Title Loans in San Jose.  My Saturn is paid for, so it was good for more than what I needed.  I filled out an online application so I could avoid those car title places on el Camino Real. You might find this funny, but I wouldn’t want to be seen in a place like that.  I had my money in a day and signed the lease that afternoon.

- Skeeter Z.

I think the two biggest fears of someone in middle age is to either die before your time or live broke.  Well, actually to die broke and leave a family behind in bankruptcy is perhaps worse.

The genes for colon cancer run in my family. I should get a colonoscopy once every 3-5 years, and it would make economic sense to do so.  Because I have no health insurance, if I were to get sick it would cost tens of thousands of dollars to treat – way beyond my means at this point.  The trouble is, the common diagnostic, a colonoscopy, would cost me close to $3000, something I can’t afford right now either.  But it’s a real situation of an ounce of prevention being worth a pound of cure.

When I worked for Stanford in Palo Alto I had great medical insurance.  But I left there in 2006 because my job was eliminated, now I work part time in three different jobs.  None of them provide medical insurance.  I was due to get my colonoscopy early this year, but didn’t feel I could afford the $3000.

Also, I have bad credit.  When I think of finding fast cash, I look around my garage in Santa Clara to see what I might sell on Craigslist.

But one day I surfed around and found Car Title Loans in San Jose.  When they said my six year old Subaru is good for a $5000 loan, I said, “this is for the colonoscopy.”  The company processes everything on the Internet — you complete an online application, in about ten minutes, then you get an email with the approval within hours.  The money is sent by electronic funds transfer to your checking account the next day.  

I scheduled the scope for a few weeks later and thankfully there were only two polyps, both non-cancerous.  I now have no fear of dying early or bankruptcy because I was willing to collateralize my Subaru with a cash title loans company.  

– Othello P.

I love two things in life.  One is a great car (mine is my Mini Cooper), the other is great appliances.

But I’m not Steve Jobs’ love child.  I work in tech, but with all the ups and downs and moves and a crappy ex-husband and several crappy ex-boyfriends, my house in Fruitdale had BAD appliances and I had BAD credit. Every time I opened the loose door on that 1975 harvest gold refrigerator, I thought about Malibu Ken (the ex-husband).  

At the very least I wanted a new refrigerator, one that saved on electricity. I could save money and get some “green peace of mind” with a newer one. But the model I had my eyes on is about $1800 (never question a girl with good but expensive taste).  But again, I was short on cash (oh, and did I mention the guy I’m dating … in Alaska?).  

But I was online one day and read that developers near Cupertino were selling off never-used appliances from unsold condos for half the retail price.  Brand new, never used, $725 on a model that would retail for $1500.  Warranty included.  But you had to act fast: buy the following day or they would go to auction.  I needed fast cash.  

I own the Mini free and clear, so I went to Car Title Loans in San Jose, where they told me I could get up to $7,000 in a title loan.  All I needed was $725, so I filled out the online application.  The cash landed in my checking account the next morning, so I was able to get the dishwasher. (The application takes about 20 minutes, and you get approved right away.)

It is gorgeous and quiet and I’m saving money on electricity and even am cooking more at home (when I’m not up in Anchorage).  All around, a great deal.

The car title loans/no credit check was the answer to my needs.  So where do I find a boyfriend who is as good a deal?

- Giselle H.

Who expected my nice career in radiology would be outsourced to India one day? But that’s exactly what happened, where they do what we do online and at 25% of the cost.  When our department was told about this, we were offered an extra month of pay in severance, contingent on training our replacements.  The other option was we could move to Bangalore from our nice little home here in Santa Clara. 

I took the train-the-replacements option (we actually did research on Bangalore, however).  My wife’s job in San Jose is too small to cover all the bills that come with three kids, a house and two cars.

It didn’t take long to get into debt.  Bills weren’t paid on time and our credit rating took a hit.  I wasn’t finding the same kind of job anywhere. It became obvious that I needed to take some training courses to become more employable at a good salary. It’s just like you read in all the career articles, that retraining is essential in the global economy.  But how could I pay for a course when our ability to borrow was essentially non-existent?

It was then that I realized to get fast cash I could use my car for a car title loan. I filled out an online application with Car Title Loans in San Jose.  It was fast, simple and non-judgmental.  A little refreshing, considering the treatment we got from banks and credit card companies who turned us down for extensions. In less than 24 hours I had the money I needed to work toward getting the next job.  

In case you’ve criticized anyone for taking loans on car title in time of need, think again.  This type of financing might be the smartest move they can make. 

- Gary H.

I started bicycling a lot more this year because of the gas price crisis.  But oddly, it’s our car that has a lot to do with health in our family.

My wife developed a chronic illness in March.  We’re grateful there are medications to take care of it, but I am self employed and am insured on her company’s health plan.  But her company was shifting it’s insurance costs onto employees, which basically mean much bigger insurance premiums with reduced benefits.  When she got sick, and we realized her co-pay on meds was basically $1000 for the first month.  Add to that, my work has slowed down since 2007, so we were living near our credit limit and were categorized as “bad credit.”  Bottom line: these circumstances threw our finances into a whole new dimension.

I work at home, where we live near San Jose State University.  Her job is in Cupertino, so getting rid of the car, a major expense for us, hardly seemed possible.  So I got to thinking, how do I turn this asset into cash?

A friend suggested we go to Car Title Loans in San Jose for some fast cash.  Our old, trusty Corolla was our collateral, which makes sense because the blue book value on Toyotas holds up better than other models.  We borrowed money against it to cover those first few months of expensive treatments and related expenses.  I honestly think the emotional burden that was lifted with that has helped my wife get healthier.  I was relieved I didn’t have to go to a dicey storefront in an unfamiliar neighborhood.  Just as good, they have an online application that takes about 20 minutes.  It’s definitely the automobile title loan company I would go to again under similar circumstances.

-Abel B.

Welcome to Car Title Loans in San Jose!